Takeda Health Insurance Society provides its own independent benefits (additional benefits) in addition to the Injury and Sickness Allowance and Maternity Allowance. Beginning on April 1, our additional benefit level is going to be reduced.
１． Updated allowance per case
|
Date of event |
From April 1, 2023 |
Until and including March 31, 2023 |
|
Coverage by Social Insurance |
2/3（approx. 66.67 %） |
2/3（approx. 66.67 %） |
|
Our additional benefit level |
Approx.18.33 % １） |
25% |
|
Maximum Coverage |
85% |
Approx. 91.67 % |
Note １）Our benefit level is 85% minus 66.67%(by Social Insurance).
Please see the table below for specific amounts.
２．Background
The Ministry of Health, Labor and Welfare has stated that the total amount of statutory benefit (social insurance) and our additional benefits should cover your base salary up to a limit of 85% of the base salary. We noticed our benefits have been beyond that. Therefore, we are afraid but we decided to decrease our benefits to comply with the standard.
Note ２） Announcement was by the MHLW notice from “Health Insurance Association Business Operation Guidelines” (partially amended at notification from No. 1222-4, December 22, 2021, as the attachment 2), based on the notification from the Health Insurance Bureau, Ministry of Health, Labor and Welfare, No. 0201001 titled “Business Operation of Health Insurance Association” issued on February 1, 2007.)
[For your information]
Injury and Sick Allowance is designed to help an insured taking time off work due to a nonoccupational sickness or injury to protect the livelihood of the person and his/her family.
See here for details
Maternity Allowance is designed to help a female insured unable to receive her salary due to time off from work for childbirth to protect the livelihood of the person and her family, and to allow the person to take time off before and after childbirth peacefully.
See here for details
A List of Allowance for Injury and Sick and Matern